Richmond Office
8570 Magellan Parkway, #1100
Richmond, VA 23227

804-627-1000
Fax: 804-627-1031

Health Care

Senior Living Insurance Program (SLIP) highlights available with our expertise:        

  • Access to carriers with underwriting and loss control staff dedicated to the Senior Living industry
  • Professional and General Liability written on Claims-Made or Occurrence forms
  • Professional Liability Aggregate limits up to $10,000,000
  • Ability to provide policies rated on occupied beds only - NOT licensed beds
  • Multiple carrier options for Cyber Liability, Directors & Officers Coverage (D&O) and Employment Practices Liability (EPLI)
  • Coverage available for defense of investigation by a state licensing board or regulatory agency (i.e. Medicare RAC Audits, HIPAA violations, etc.)
  • Sexual Misconduct and Physical Abuse coverage forms available without sub-limits
  • Options for Workers' Compensation markets and plan types (i.e. Guaranteed Cost, Loss Sensitive, High Deductible, etc.)
  • Experience in helping Senior Living organizations reduce Workers' Compensation costs through safety initiatives and understanding of the Experience Modification
  • No geographical limitations. Possess the ability to handle accounts in multiple states regardless of where they are domiciled
  • General and/or Professional Liability Aggregate Limits available on a per location basis
  • Access to carriers with appetites for writing Coastal property

Specialized Property Coverages available may also include:

  • "Green" Building
  • Communicable Disease
  • Emergency Vacating Expense
  • Contaminated Food, etc.
  • Crisis Management

Durable Medical Goods

If you are in the business of selling durable medical goods, such as orthotic and prosthetic products, respirator products, life support equipment, retail, and closed pharmacies, then you should make sure that you have the best insurance coverage possible for your business. Brown & Brown works with the very best carriers who know exactly what it takes to insure a durable medical goods company.

 

Coverage for durable medical goods can include:

  • Professional Liability
  • Commercial General Liability, including Products and Completed Operations
  • Property
  • Automobile
  • Employee Benefits Liability