Richmond Office
8570 Magellan Parkway, #1100
Richmond, VA 23227

Fax: 804-627-1031



When owning or managing habitational buildings,including: complexes, apartments, and condominiums, there are many risks to consider. There is a level of complexity to properly insuring these types of properties. The potential loss of rental income and the loss of Historical Tax Credits are challenges that require a knowledgeable insurance agent who can design a comprehensive program to limit loss potential.


Property developers should  properly cover their adaptive re-use projects with Historical Tax Credits and soft costs associated with renovation.


Habitational exposures require additional coverage considerations involving both Property and General Liability such as:

  • Builders' Risk including "soft costs" loss while under construction or renovation
  • Owners', Landlords' and Tenants' Liability insurance
  • Renters policies
  • Surety Bonds for permits and contractors
  • Dishonesty Insurance for Agents and Association Managers
  • Cyber Liability designed for Data Breach and loss of private data
  • Notification and remediation expense for Cyber or Data Breach
  • Directors & Officers Liability for Home Owner and Condo Associations

From planning to occupancy, we are your best choice.